For Sale: Howard Lake MLS# 6570341
Active
$414,900
Single Family: 2 Stories
4 br • 3 ba • Built 2021
1,812 sqft • 0.28 acres
Howard Lake-Waverly-Winst schools
MLS# 6570341
Ask Barbi:
Ask the Agent℠
Thank You!
An agent will be in contact with you soon to answer your question.
Property Description
Discover Your Dream Home with an Assumable VA Mortgage at an Incredible 4.5%!
Welcome to this stunning 2021-built home that perfectly blends modern living with small-town charm. This meticulously maintained residence, feeling just like new, is truly move-in ready and waiting for you.
Spacious & Elegant Living Spaces
The upper level of this home features four generously sized bedrooms, including a luxurious primary suite complete with a walk-in closet and a private full bathroom. The convenience of upper-level laundry ensures your daily routines are a breeze. The home also boasts a private backyard that offers serene views, backing up to peaceful farmland—a perfect retreat after a long day.
Endless Possibilities with Future Expansion
One of the standout features of this home is the unfinished basement, offering you the opportunity to add approximately 800 square feet of additional living space. Most of the materials needed to complete this project are already on-site, making it easier for you to customize and expand your dream home to fit your unique needs.
Modern Conveniences & Ideal Location
The three-car attached garage provides ample storage space and modern amenities, ensuring all your needs are met. If you’re a United States veteran, you could take advantage of the assumable VA mortgage with an attractive 4.5% interest rate—an exceptional opportunity in today’s market.
Prime Location Near Nature & City
Nestled close to Howard Lake, you’ll enjoy easy access to great fishing, recreational activities, and a local boat launch. The charming downtown area is alive with various activities throughout the year, fostering a vibrant community atmosphere. Plus, with downtown Minneapolis less than an hour away, you can enjoy the perfect balance of small-town tranquility and big-city convenience.
Don't Miss Out!
This home is a rare find, offering both modern amenities and the potential for future growth. Schedule your visit today and take the first step toward making this dream home your reality!
Listing
Listing Status:
Active
Contingency:
None
List Price:
$414,900
Price per sq ft:
$229
Property Type:
Single Family
City:
Howard Lake
Garage Spaces:
3
County:
Wright
Year Built:
2021
State:
MN
Property Style:
2 Stories
Zip Code:
55349
Subdivision Name:
Lake Ridge 2nd Add
Interior
Bedrooms:
4
Bathrooms:
3
Finished Area:
1,812 ft2
Living Area:
1,812 ft2
Common Wall:
No
Appliances Included:
- Air-To-Air Exchanger
- Dishwasher
- Dryer
- Exhaust Fan
- Gas Water Heater
- Microwave
- Range
- Refrigerator
- Stainless Steel Appliances
- Washer
- Water Softener Owned
Fireplace Details:
- Gas
- Living Room
Basement Details:
- Concrete
- Full
- Sump Pump
Exterior
Stories:
Two
Garage Spaces:
3
Garage Dimensions:
30x29
Garage Size:
870 ft2
Air Conditioning:
Central Air
Foundation Size:
721 ft2
Fencing:
None
Handicap Accessible:
None
Road Responsibility:
Public Maintained Road
Heating System:
- Fireplace(s)
- Forced Air
Parking Features:
- Asphalt
- Attached Garage
- Electric
- Garage Door Opener
- Storage
Unit Amenities:
- Ceiling Fan(s)
- Kitchen Center Island
- Kitchen Window
- Paneled Doors
- Primary Bedroom Walk-In Closet
- Walk-In Closet
- Washer/Dryer Hookup
Road Frontage:
City Street
Exterior Material:
- Brick/Stone
- Vinyl Siding
Roof Details:
- Age 8 Years or Less
- Asphalt
Rooms
Full Baths:
1
Half Baths:
1
3/4 Baths:
1
Bathroom Details:
- Double Sink
- Full Primary
- Main Floor 1/2 Bath
- Private Primary
- Separate Tub & Shower
- Upper Level Full Bath
- Walk-In Shower Stall
Dining/Kitchen:
- Eat In Kitchen
- Informal Dining Room
- Kitchen/Dining Room
- Living/Dining Room
| Upper Level | Size | Sq Ft |
|---|---|---|
| Bedroom 1 | 14 x 12 | 168 |
| Bedroom 2 | 13 x 11 | 143 |
| Bedroom 3 | 11 x 10 | 110 |
| Bedroom 4 | 11 x 10 | 110 |
| Utility Room | 6 x 6 | 36 |
| Main Level | Size | Sq Ft |
|---|---|---|
| Living Room | 16 x 13 | 208 |
| Dining Room | 15 x 9 | 135 |
| Kitchen | 15 x 9 | 135 |
| Office | 10 x 10 | 100 |
| Mud Room | 9 x 6 | 54 |
Lake & Waterfront
Waterfront Present:
N
Waterfront Name:
Howard
DNR Lake ID#:
86019900
Lake Chain Name:
N
Lake Acres:
745
Lake Depth:
39
Waterfront:
Other
Lake Bottom:
Sand
Lot & Land
Acres:
0.28
Geolocation:
45.080849, -94.063963
Lot Dimensions:
Irregular
Zoning:
Residential-Single Family
Lot Description:
Irregular Lot
Schools
School District:
2687
District Phone:
320-543-3521
Financial & Taxes
Tax Year:
2024
Annual Taxes:
$4,912
Lender-owned:
No
Assessment Pending:
Unknown
Taxes w/ Assessments:
$4,912
Association Fee Required:
No
Miscellaneous
Fuel System:
Natural Gas
Sewer System:
City Sewer/Connected
Water System:
City Water/Connected
Mortgage Calculator
Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter
the price of the home, your down payment and loan term. Property taxes are based on the last
known value for this property or 0.012 of property
price when data is unavailable. Your interest rate and insurance rates will vary based on
credit score, loan type, etc.
This amortization schedule shows how much of your monthly payment will go towards the principle and how
much will go towards the interest.
| Month | Principal | Interest | P&I | Balance |
|---|---|---|---|---|
| Year | Principal | Interest | P&I | Balance |
Local Home Mortgage Professionals
651-253-2144
Jason & Kim Stone
Branch Manager & Co-Branch Manager
Fairway Mortgage NMLS#1018649
Jason Stone joined Fairway Independent Mortgage Corporation in October 2017, as a Producing Branch Manager with over 15 years of experience in the mortgage industry. Throughout his career, Jason has originated over $500,000,000 in residential loan volume and has helped several thousand customers with their home financing needs. Jason was named Minneapolis Magazine: Super Mortgage Professional in 2018-2023, Scotsman Guide: Top Mortgage Originator 2019-2022, and Minnesota Housing: Platinum Leander. He is also a retired volunteer firefighter for the city of Mendota Heights, MN which is one of the reasons he’s a Home for Heroes affiliate lender.
Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.
Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
Kim Stone joined Fairway Independent Mortgage Corporation in August 2021, as Co-Branch Manager and Loan Officer. Kim leverages her previous experience as a leader in the non-profit sector to provide care and support throughout each home financing transaction. She has a bachelor’s degree in Communication and Marketing from Minnesota State University, Mankato and a master’s degree in International Business from Nova Southeastern University in Ft Lauderdale, FL.
Leveraging more than 20 years of combined industry experience, the Stone Mortgage Team of Fairway Independent Mortgage Corporation, considers customer service as a way of life. Not only are we dedicated to finding great rates for our customers, but we also offer some of the fastest turn times in the industry. We pride ourselves on being personable, knowledgeable, accessible and reliable. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond.
It would be our pleasure to assist you with your home purchase!
Listing provided by RMLS,
courtesy of Coldwell Banker Realty.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.